Article: HOME EQUITY LOANS THEIR POPULARITY IS WANING AND DELIQUENCY RATES ARE ON THE RISE

Home equity loans are old hat to Shep Brown. He borrowed against the value of his Weston house five or six years ago for investment money, and tapped the well again last month.

"It's the easier way to go," he said from his South Boston import and distribution business last week. "It's attractive because it's tax-deductible."

Same for Paula Childs, the co-host of Our Times television show on Channel 7 in Boston. She recently secured her second equity loan, using the money each time for home improvements.

"For consumers, it's a fantastically easy way to access large sums of money for important things that you need in your life, such as paying for a child's education, making home ...

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