Article: Small investors spur record year for mutual funds Booming industry is transformed as savings are shifted from banks

In the mutual fund industry, 1993 will be remembered as The Year of the Little Guy.

As a record amount of new money poured into mutual funds last year, the small investor emerged as the primary force behind the industry's astounding growth, fund specialists say. Baby boomers put more of their weekly pay into retirement plans; parents bought mutual fund shares to save for college tuition; and lots of people cashed in their low-interest certificates of deposit and put that cash into funds in hopes of doing better than they had in the bank.

And these investors are here to stay.

"This is not a fly-by-night situation," says Neal Litvack, executive vice president of Boston-based Fidelity ...

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