Article: Rush slows for 15-year mortgages

As goes the refinance boom, so go 15-year mortgages. In other words, the stampede of homeowners who have been switching from 30-year mortgages to 15-year mortgages is easing at the same time the refinance market cools down, said mortgage and lending officials.

Fifteen-year mortgages are still a major force in the marketplace -- 29 percent of home buyers with 30-year mortgages who were refinancing last year picked 15-year mortgages, according to Federal Home Loan Mortgage Corp., the Washington-based mortgage giant which is known less formally as Freddie Mac.

But that was down from 1992 and 1991, when 42 percent and 34 percent of home buyers picked 15-year mortgages. The percent was as high ...

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