Article: Social Security Q &A

Q. How long do I need to work to become vested for Social Security disability benefits? A. The amount of work you need depends on your age at the time you become disabled. As a young worker under age 24, all you need is a year and a half of work in the past three years to qualify for benefits. At age 31 and later, you would need five out of the last 10 years. Q. I've just turned 21 and landed my first job. Should planning retirement be the last thing on my mind at this point? A. It's never too early to start planning for your financial future. You're contributing to your future every time your employer takes Social Security taxes out of your pay. When you retire, you'll be eligible ...

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