Article: Chevy Chase Savings Bank Reports Profit; Standard & Poor's Downgrades Rating on $128 Million in Bonds

Chevy Chase Savings Bank, the Washington area's largest savings and loan, yesterday announced earnings of $11.6 million for the last three months of 1991, rebounding from a $10.3 million loss during the fiscal year that ended last Sept. 30.

The rebound was not enough to impress Standard & Poor's Corp., one of the nation's financial rating services, which downgraded $128 million of Chevy Chase bonds, saying the risk to investors had grown. Standard & Poor's changed its rating of the bonds to "double-C" from "triple-C-plus."

"Chevy Chase's large burden of nonperforming assets and its large exposure to a depressed real estate market will represent a continuing strain on the thrift's ...

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