Article: FACT SHEET: NATIONAL FLOOD INSURANCE PROGRAM

The U.S. Department of Homeland Security's Federal Emergency Management Agency issued the following fact sheet:

Here are some facts to should know about flood insurance:

* Homeowners, business owners and renters all can purchase flood insurance as long as their community participates in the NFIP.

* Residents do not have to live in a floodplain to buy flood insurance. In fact, more than 25 percent of flood insurance claims come from medium or low-risk flood areas.

* Flood insurance is available from any licensed insurance agent, or through NFIP by calling 1-800-427-4661.

* There is a 30-day waiting period from the time the premium is paid until the time the policy becomes effective.

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