Article: Public auto insurance drives up costs: Fraser Institute

By Brett Skinner

HOW many times have we heard someone say that public auto insurance is less costly for drivers? Such a claim runs counter to common sense: after all, who really believes a government-owned monopoly can run a business enterprise better than the private sector in a competitive market? Now a new international study provides evidence that public auto insurance systems are actually among the worst performers within almost all measures of market quality, including the cost and affordability of auto insurance premiums.

Recent research published by The Fraser Institute compared auto insurance markets in 10 Canadian provinces, 50 U.S. states and the United Kingdom using publicly ...

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