Article: Impact of Small Businesses on the Percentage on the Population without Health Insurance: Exploratory Evidence

Abstract

This exploratory study investigates the hypothesis that the greater the percentage of firms that are "small", the greater the percentage of the population that will be without health insurance. This is because smaller firms face bargaining-power, financial, and competitive constraints that tend to limit their ability to provide group health insurance benefits to their employees, with the result being that employees at smaller firms are relatively more likely than employees at larger firms to be without a health insurance fringe benefit. The empirical analysis in the study includes not only a variable to represent the percentage of private firms with 20 or fewer employees (as the ...

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