If it wasn't so painful to see new homeowners lose their homes and their dreams, and if It wasn't so painful to see banks report eye-poppingly disappointing third quarter earnings, it would be funny, sort of, reminiscent of the wrap-up of the television series Dallas, when every character pointed fingers of blame at somebody else, and America asked, "Who shot J.R.?"

In the case of the subprime mortgage fiasco, everyone's again looking for the culprit:

* To hear Rep. Barney Frank tell it, guilty parties include the lenders who financed buyers with no reasonable ability to repay, as well as the don't-ask-don't-tell buyers of scary paper. What can you expect, wonders Frank, when lenders often ...

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