Article: COMPTROLLER DUGAN TELLS LENDERS THAT UNPRECEDENTED HOME EQUITY LOAN LOSSES SHOW NEED FOR HIGHER RESERVES, RETURN TO STRONGER UNDERWRITING PRACTICES

Article: CONSUMER CREDIT SHIFTING TO HOME EQUITY LOANS
The Journal Record;  August 28, 1987 ;     700+ words ......shift from consumer credit to home equity loans. Why the switch? Because savvy...retains most deductions for home equity loans. Under the law, first and second mortgage loans (including home equity loans) made before Aug. 17, 1986, are...

Article: Banks Respond to Demand For New Home Equity Loans
The Washington Post;  September 9, 1987 ;     286 words ......groups, however, are warning that home equity loans have pitfalls and are not for everyone...billion of that in the relatively new home equity loans, the American Bankers Association said...mortgages and about $25 billion in home equity loans in 1985. Firm figures on loan totals...

Article: Home equity loans getting a second look
The Boston Globe;  November 3, 1991 ;     613 words ...Home equity loans, one of the last large tax deductions...except for home mortgages and home equity loans. Before that people were able deduct...perverts the underlying practice of home equity loans," said Guarini in a statement. "And...

Article: Ohio Banks See Big Increase in Home Equity Loans Due to Low Rates.
The News-Herald (Willoughby, Ohio) (via Knight-Ridder/Tribune Business News);  August 3, 2002 ;     653 words ......We are seeing a definite increase in equity loans, said Richard T. Flenner Jr., president...percent Aug. 1, according to Flenner. Home equity loans are a credit line granted by banks on...property as collateral. Some banks offer equity loans based on the value of the property...

Article: HOME EQUITY LOANS THEIR POPULARITY IS WANING AND DELIQUENCY RATES ARE ON THE RISE
The Boston Globe;  April 8, 1990 ;     700+ words ...Home equity loans are old hat to Shep Brown. He borrowed...made-for-television movie -- Home equity loans: Value or vice? In fact, after a three...house values, the popularity of home equity loans in Massachusetts is plunging while...

Article: $75 Billion Taken Out in Equity Loans
The Washington Post;  July 5, 1988 ;     185 words ...Home equity loans, enjoying a boom in popularity because...some 3 million homeowners have home equity loans and that three-fourths of all existing...the most prevalent use of the home equity loans, reported by 53 percent of all borrowers...

Article: HOME EQUITY LOANS TOP $75 BILLION
The Boston Globe;  July 5, 1988 ;     268 words ...WASHINGTON - Home equity loans, booming in popularity because of...some 3 million homeowners have home equity loans and that three-fourths of all existing...in the past two years. The home equity loans are replacing second mortgages in...

Article: POPULARITY OF HOME EQUITY LOANS RISES DUE TO TAX CHANGES
The Journal Record;  July 8, 1988 ;     359 words ...WASHINGTON - Home equity loans, enjoying a boom in popularity because...some 3 million homeowners have home equity loans and that three-fourths of all existing...in the past two years. The home equity loans are replacing second mortgages in...

Article: Big lenders turn to home-equity loans; the 50% jump in securities backed by such loans in '95 reflects the growing presence of large lenders, some seeking an offset to first-mortgage cycles.
American Banker;  April 11, 1996 ;     700+ words ......mortgage companies have turned to home-equity loans in a big way. One indicator of their...the rise in securities backed by home equity loans. According to Merrill Lynch, home equity...first-mortgage market is booming, demand for home equity loans shrinks as consumers tap into ...

Article: Technology Helps Fuel 28% Increase In Home Equity Loans At Navy Fed.(Navy Federal Credit Union)
Credit Union Journal;  March 7, 2005 ;     560 words ......expecting to close $2.3 billion in home equity loans this year, 28% more than last year...increase. If the forecast is on target, equity loans will nearly triple the $823 million...17 years. NFCU closed $1.8 billion in equity loans last year, he said. Rising rates for...

Article: La Ware sees risks in home equity loans. (Federal Reserve Board Governor John La Ware)
American Banker;  March 10, 1992 ;     439 words ......regulator has issued a warning about home equity loans. Federal Reserve Board Governor John...His concerns about the use of home equity loans by the unemployed were underscored by...Bankers Association that found home equity loans one of the few areas where delinquencies...

Article: Northeast entrepreneurs banking on their homes. (home equity loans to finance small business)
American Banker;  February 3, 1997 ;     683 words ......loans. Some have started using home equity loans to lure entrepreneurs and decrease their...small-business loans are structured as home equity loans, balance sheet data from June bear out...small-business borrowers are using home equity loans because these are usually much less...

Article: As Refis Flagged, Banks and Thrifts Stocked Up on Home Equity Loans.
American Banker;  November 16, 1999 ;     681 words ......companies increased their holdings of home equity loans 26%, to $176.5 billion, in the 12 months...off, so even if originations (of home equity loans) are flat, the portfolios grow faster...because they do not count first-lien home equity loans -- cases where the homeowner had no...

Article: Home Equity Advertising Blitz Rolls into Texas.(home equity loans)
American Banker;  January 21, 1998 ;     700+ words ......George Foreman is on TV peddling home equity loans. I know what it's like to have money...plenty of options lately. Once home equity loans became legal in Texas in early November...Baltimore Orioles star who pitches home equity loans for Money Store. Banks and smaller lenders...