Secured transactions: the power of collateral.

Finance & Development;  June 1, 1996 ;     700+ words ......it easier for borrowers to use movable property as collateral would give comfort...information about borrowers. The issue of collateral is one of great...importance. When borrowers cannot use their assets as collateral for loans and...

Collateral versus project screening: a model of lazy banks.(Statistical...

RAND Journal of Economics;  December 22, 2001 ;     700+ words ......is the role of collateral in lending? A...between lenders and borrowers, to the point...to repossess collateral: [C]reditors...This view of collateral derives from...the behavior of borrowers. Borrowers may...to repossess collateral gives lenders...to ensure that ...

Thai Housing Bank Wants Collateral Law Eased.

Knight Ridder/Tribune Business News;  November 5, 2001 ;     342 words ......Finance Ministry to allow borrowers to use deposits as collateral, according to its executive...use their deposits as collateral. In some cases, borrowers can even pledge cars...or other assets as collateral, borrowers could sharply reduce...

Workouts for Borrowers With Second-Lien Loans: More Time, More Trouble

The Secured Lender;  September 1, 2006 ;     700+ words ......their right to proceeds from the collateral is second in priority to first...experience on how workouts for borrowers with second-lien lenders might...agreement with respect to the collateral is embodied in the intercreditor...

Thai Asset Management Corp Says Borrowers Must Share Burden.

Bangkok Post (Bangkok, Thailand) (via Knight-Ridder/Tribune Business News);  April 5, 2002 ;     327 words ......TAMC's executive chairman, said reducing capital for borrowers in amounts similar to loan haircuts was aimed at ensuring fairness for borrowers who were servicing their debt normally. Several industry...rewarding firms that were in default and penalising good borrowers, some executives have argued. But ...

FRA cautions auction borrowers, NATION

The Nation (Thailand);  December 1, 1998 ;     467 words ......or that they can buy back such loans on behalf of borrowers. The FRA clarified that all business loans are still...and serviced by the suspended finance companies. ''Borrowers can and should continue to make payments to the same...creditors who can provide financing services for borrowers and replace the ...

Criimi: Examine Borrowers in CMBS Deals

Commercial Mortgage Alert;  November 25, 1996 ;     662 words ......says there is currently little focus on the quality of borrowers when securities are shopped to investors. Specifically...see: * Underwriters disclose more information about borrowers. * Rating agencies develop a scoring system for borrowers and factor the results into credit ratings. Criimi...since it ...

Collateral in the 21st century: what every small business lender needs to...

The RMA Journal;  June 1, 2006 ;     700+ words ......many of you have borrowers whose unusual collateral eclipses anything...leaves few available borrowers with strong cash flow, collateral, and other characteristics...approach to evaluate collateral from different borrowers: One hat fits all...

Loan collateral decisions and corporate borrowing costs.

Journal of Money, Credit & Banking;  February 1, 2006 ;     700+ words ......this, high-quality borrowers pledge collateral and avoid being pooled with low quality borrowers. Since pledging collateral constitutes a costly...information, low quality borrowers are more likely to offer collateral as a risk-reducing...

Pawnshops a last resort for most borrowers.

Knight Ridder/Tribune News Service;  December 10, 2002 ;     306 words ......lenders of last resort for most borrowers _ and for good reason: They...of more than 30 percent. Borrowers must also give up possession of the collateral until the loan is repaid...not to foreclose, because borrowers who get back their collateral tend to be good repeat customers...

ICRA SIGNS MOU WITH CORPORATION BANK TO GIVE RATINGS TO SSI, SME BORROWERS

The Hindustan Times;  June 14, 2007 ;     256 words ......and Small and Medium Enterprises (SMEs) that are borrowers of the above bank. The SSI ratings will be carried...Scale. To assist potential and existing SSI and SME borrowers of Corporation Bank in obtaining ratings, the Company is offering special terms to borrowers covered by the MoU. The MoU between ...

Espy to Resume Farm Foreclosures by Next Week; 5 Senators on Agriculture...

The Washington Post;  February 4, 1994 ;     579 words ......sole witness. "These are not grants." Lugar said borrowers who default on past FmHA debts and are granted reductions...recommended shortening an appeals process that allows borrowers to hold off foreclosure for more than three years...lenders. The Post article said wealthy delinquent borrowers ...

Thailand's Draft Collateral Law Is Flexible.

Knight Ridder/Tribune Business News;  April 18, 2003 ;     511 words ......Business News Apr. 18--Borrowers can expect increased financial...under a draft business collateral law now being reviewed...Under the new business collateral law, a new state agency...pledged by businesses as collateral. For creditors, the new...enforcing claims and seizing collateral in ...

COUNTRYWIDE'S PROBLEMS GROW THE COMPANY SAYS THE PERCENTAGE OF BORROWERS...

Wisconsin State Journal (Madison, WI);  January 10, 2008 ;     442 words ......Wednesday the percentage of borrowers who missed payments on home...in the home loans used as collateral. The mortgages are mostly...below prime loans offered to borrowers with the best credit. The...foreclosures suggests many borrowers continue to struggle to make...Countrywide to find ways to ...

THE MORTGAGE MELTDOWN; Who can stay? Who must go? As home payments arrive...

Star Tribune (Minneapolis, MN);  April 13, 2008 ;     700+ words ......as workouts, are raising a sweat among lenders and borrowers alike. And their success rate may not be much higher...lender initiatives that promise help is on the way, borrowers and brokers complain of long waits to connect with...scrambling to keep up with the swelling numbers of borrowers in financial ...