Article: Gauging coverage for golf carts in Homeowners policies

AH,SPRING! That beautiful time of year when a young man's fancy (and the fancy of many an old man and women, too, for that matter) turns to golf. And if golf be the object of fancy, can liability insurance for the golf cart be far behind? Whence shall come the needed protection for the most critical piece of golfing equipment invented since the sand wedge? Therein lies our quest.

What, pray tell, is a golf cart? It's not really a "cart" in the sense of something drawn by a horse. It's not exactly a "car" either, which would have led us directly to an auto policy. Nay, it is one of those vehicles that falls between the cracks of coverage dividing the Homeowners from the personal auto ...

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