Article: Social Security: Mythmaking and Policymaking

As Social Security's critics know, the government program is robed in myths, for example, that it is "insurance" financed with a "trust fund," paying "guaranteed" benefits "as a matter of earned right." These myths have given most Americans a mistaken understanding of Social security. As a result, they perniciously affected policymaking in the past and severely constrain reform options today.

Beginning in 1935, when Social security was enacted, the program's administrators made a huge effort to shape the public's understanding of and beliefs about it. In speeches, articles, pamphlets, and other mass-circulation literature, they described Social security as "insurance" under which workers ...

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