Article: Coming second? Secondary market development in developing countries: A case study

ABSTRACT

During the past decade, a number of developing countries have investigated, and some have embarked on, the process of establishing a secondary housing finance system, usually influenced by the United States model. Few have yet been proved successful. Based on the assessment that a secondary market offered a means of extending access to housing finance to lower-income groups, South Africa embarked on a pilot secondary market project in 1999. This article reviews the progress of the S.A. pilot known as "Gateway" and chronicles lessons to date in the hope that they may inform moves to secondary market development in other developing countries. The article concludes that there remains ...

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