Article: Oak Street floats IPO

Riding the red-hot home mortgage market, Carmel-based Oak Street Financial Services Inc. built one of Indiana's fastest-growing companies over the last four years. An initial public offering could ignite still greater expansion.

But there are no guarantees.

If they can't stomach Oak Street's appetite for mortgage risk, investors may balk at Oak Street's suggested $150 million IPO price tag, paying far less for its shares.

At the same time, since nearly 90 percent of its sales historically have come from mortgage refinancing, rising interest rates will present Oak Street a tricky new challenge in days to come.

"For a company like Oak Street and other mortgage bankers, the last couple years ...

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