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PROPERTY DAMAGE CAUSED BY ANIMALS
- Article from:
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Rough Notes
- Article date:
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July 1, 2004
- Author:
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Copyright informationCopyright Rough Notes Co., Inc. Jul 2004. Provided by ProQuest LLC. (Hide copyright information)
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Coverage for deer/car accidents and other wild animal damage
Most insurance buyers probably do not know that damage caused by "collision" with a deer or other animal is within the scope of their personal auto comprehensive, or "other than collision" coverage. They probably assume, quite reasonably, that their collision coverage, normally subject to a higher deductible, applies.
I once was driving on an interstate highway in northern Michigan in broad daylight, when a large buck dashed from the grass median and hit the left front of my car. It was traumatic to be involved in the death of a beautiful animal, but it could not be avoided because of heavy traffic and 70-mph speeds. It can happen ...