Article: COMMERCIAL LOSS OF EARNINGS INSURANCE

Recent hurricanes prove need for such coverage

In last month's column we commented on some lessons to be learned from the recent hurricane losses in the Southeast. We focused primarily on personal lines losses. This month we'll examine a commercial lines coverage-loss of earnings-that has particular relevance in light of the recent hurricanes. As we noted last month, a senior economist of one of the nation's largest banking firms has commented, "Many retail stores and restaurants that are not chain-related are unlikely to have business interruption insurance and may not make it. I see a lot of bankruptcies."

How could such bankruptcies be avoided? Badly damaged business properties lacking ...

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