Article: Writ of garnishment served? Consult your legal counsel

Few events are more worrisome for a banker than when the local constable shows up to serve a writ of garnishment on the bank. It is always critical that the garnishment be addressed immediately upon receipt to avoid any liability to the bank; however, often questions arise for which a ready answer is unavailable.

The following attempts to answer some of the most common questions about garnishments:

Q: What is a writ of garnishment?

A writ of garnishment is a state law remedy prescribed by statute whereby a creditor may recover on a debt by seizing a debtor's property held by or owing from a third party.

Q: What should the bank do once it receives a writ of garnishment]

Because a writ of ...

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