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Credit and mortgage restrictions deny shelter for women in Kenya

Adequate shelter for all is a basic human right. Women, who comprise more than half of Kenya's population, have still to reach this goal. Women in Kenya have encountered many difficulties in accessing credit.

In most African countries, women account for more than 60 per cent of the agricultural labour force, but receive less than 10 per cent of the credit available to agriculture. Rural women find it hard to get large loans because they are not the official owners of the very land they work on - women in Kenya do not even have the right to own land. They are classified as minors, which means that a husband or male relative must guarantee their loans.

Many women in Kenya are poor, ...

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