Article: Banco Santander a Buy Up to $12 - Analyst Blog

Banco Santander a Buy Up to $12 - Analyst Blog


We are maintaining our Buy on Banco Santander Central Hispano, S.A. ( STD ) but cutting our target price to $12. Santander reported third quarter net earnings of 2.2 billion, up 6% year over year, but below our estimate due to higher-than-expected loss provisions. The rise in nonperforming loans was the only sour note in an otherwise satisfactory performance, especially relative to European peers.

We are cutting our EPADS estimates to $2.05 from $2.20 for 2008 and to $2.25 from $2.55 for 2009, reflecting depreciation of the against the US$ and higher loan loss provisions. The company has been on a tear on the acquisition front, with ...

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