How Cuts Clothing found a financial powerhouse to fuel fast growth
About Cuts Clothing
Cuts Clothing is a menswear brand that reimagines wardrobe basics with premium fabrics and a focus on effortless style. Founded with a commitment to quality and simplicity, Cuts quickly captured the attention of customers craving elevated essentials. As the brand expanded rapidly through ecommerce and wholesale, the complexities of managing growing financial operations became increasingly clear.
Steven Borrelli, founder of Cuts, recalls the early days of this growth:
"When sales started ramping, our financial processes couldn’t keep up. We had good products and a strong market, but the back-end operations—especially banking and forecasting—felt fragmented and manual."
The problem: Fragmented banking and manual processes slowed growth
Cuts' previous banking partner offered slow transaction processing and disconnected bill pay systems. Managing vendor payments meant juggling multiple platforms, with frequent delays and costly fees.
"Banking and bill pay was an operational headache,” Steven says. “Treasury management took too much time and effort, fees kept adding up, and the risk of late payments was always looming. That put vendor relationships on the line and created stress every month."
Cash flow forecasting was even more challenging. Without integrated data or real-time insights, the finance team relied heavily on spreadsheets that were outdated by the time they were reviewed. This reactive approach made strategic planning difficult and risky.
"Without clear cash flow visibility, making informed decisions was tough,” Steven explains. “We were always a step behind, reacting to problems instead of planning ahead"
The solution: An all-in-one platform built for growth
Cuts found a game-changing partner in Highbeam. The all-in-one platform combined fee-free, fast banking, automated treasury, and bill pay with same-day ACH seamlessly integrated into one system — eliminating the tedious manual steps and cutting costs.
But it was Highbeam’s AI-powered Intelligence tools that truly revolutionized Cuts' financial operations. The platform offered proactive cash flow forecasting and alerts, providing Steven’s team with actionable insights to anticipate shortfalls and optimize their working capital.
"Highbeam gave us a financial powerhouse — treasury, payments, and forecasting all in one place,” Steven says. “The AI insights transformed how we see and manage our cash flow."
The results: Time, money, and confidence to scale
By switching to Highbeam, Cuts saved more than $25,000 annually in fees, made over $100,000 with automated treasury, and reclaimed over 80 hours per year previously lost to manual financial workflows.
More than cost savings, the biggest transformation was in how Cuts managed its cash flow. With reliable, real-time forecasting and proactive alerts, the team gained clarity and confidence to make smarter decisions about inventory, marketing, and payroll.
The forecasting tools gave us peace of mind. We no longer scramble to pay bills or worry about cash crunches — instead, we can confidently invest and grow,” Steven shares.
Faster, reliable vendor payments also strengthened supplier relationships, unlocking better terms and smoother operations.
"Highbeam feels like a true partner who understands our business and supports us every step of the way,” Steven concludes. “That partnership lets us focus on what we do best: building our brand.
If you're interested in learning more about Highbeam and how we can unlock growth for your brand, book a demo here.
